Prime Minister Mark Carney has announced a major affordability measure for 2026: a one-time payment of up to $1,890 for qualifying families, delivered through an expanded federal program now called the Canada Groceries and Essentials Benefit.

The updated benefit replaces and enhances the long-standing GST/HST Credit and will be administered by the Canada Revenue Agency (CRA).

According to federal officials, the one-time payment is expected in spring 2026, likely between May and June, and will automatically go to eligible recipients who have filed their taxes.

Why the Canada Groceries and Essentials Benefit Is Being Introduced

The federal government says the expanded benefit responds to sustained pressure on household budgets, particularly from:

• Grocery prices
• Rent and housing costs
• Utilities and fuel
• Everyday essentials

Although inflation has moderated compared to earlier peaks, food prices remain elevated in many regions. The new benefit is designed to provide targeted relief to low- and moderate-income households.

What Is the One-Time $1,890 Payment?

The headline figure — up to $1,890 — represents the maximum estimated lump-sum payment for a qualifying family of four in 2026.

Estimated Maximum Payments:

• Family of four: Up to $1,890
• Single adult: Up to $950

The one-time payment equals 50% of the enhanced annual benefit value, paid in advance during spring 2026.

This is not a separate new rebate program. It is a temporary top-up delivered through the expanded GST/HST credit system.

Who Qualifies?

Eligibility is based on the same general framework used for the GST/HST Credit.

Basic Requirements:

• Must be a Canadian resident for tax purposes
• Must have filed the relevant income tax return (likely 2025 for 2026 payments)
• Must fall within income eligibility thresholds

Lower-income households will receive higher amounts. Payments phase out as income rises.

Groups most likely to benefit include:

• Families with children
• Low-income single adults
• Seniors with modest retirement income
• Individuals already receiving GST/HST credits

When Will the Payment Arrive?

The federal government has indicated the one-time payment will be issued in spring 2026, likely May or June.

Exact dates will depend on:

• Parliamentary approval
• CRA processing timelines
• Tax filing status

Direct deposit recipients will receive payments fastest. Cheques may take additional mailing time.

Ongoing Changes Beyond the One-Time Payment

The one-time top-up is only part of the broader reform.

Beginning in July 2026, the Canada Groceries and Essentials Benefit will be permanently increased by 25% for five years.

Estimated Ongoing Annual Amounts:

• Family of four: Approximately $1,400 per year
• Single adult: Around $700 per year

These amounts will continue quarterly under the standard GST/HST payment schedule.

Will This Affect Other Federal Benefits?

Officials have stated that the expanded benefit will not reduce eligibility for:

• Canada Child Benefit
• Canada Disability Benefit
• Guaranteed Income Supplement

The new benefit supplements — rather than replaces — these programs.

Cost and Fiscal Impact

According to parliamentary estimates:

• Over $3.1 billion for the one-time 2026 payments
• Between $1.7 and $1.9 billion annually for the ongoing increase
• More than $12 billion over six years

Supporters argue the spending addresses immediate affordability concerns. Critics question whether deeper structural reforms to food pricing or supply chains are also needed.

What Canadians Should Do Now

1. File Your 2025 Tax Return

Eligibility depends on tax filings. Even individuals with little or no income should file to avoid missing out.

2. Ensure Direct Deposit Is Set Up

Direct deposit ensures:

• Faster payment
• Reduced mailing delays
• Secure delivery

You can update information through CRA My Account.

3. Understand the Maximum Is Not Guaranteed

The $1,890 figure is the maximum for certain families.

Your actual payment depends on:

• Household income
• Family size
• Marital status
• Tax return accuracy

4. Monitor CRA Communications

Watch for:

• Official notices in CRA My Account
• Payment confirmations
• Eligibility updates

Avoid relying on unofficial sources or social media claims.

Broader Policy Implications

The expansion reflects a shift toward targeted, income-tested supports for essential goods.

While the payment provides short-term relief, policy analysts note that long-term affordability depends on broader economic factors such as:

• Housing supply
• Labour markets
• Global food prices
• Supply chain stability

The program’s effectiveness will likely shape future affordability discussions in Canada.

Frequently Asked Questions

Is the $1,890 payment guaranteed for everyone?

No. It is the maximum for certain families. Amounts vary based on income and family size.

When will the payment arrive?

Expected in spring 2026, likely May or June.

Do I need to apply separately?

No. Eligibility is determined automatically based on your tax return.

Will this affect my Canada Child Benefit or GIS?

No. Officials say it will not reduce eligibility for other federal supports.

What if I haven’t filed my taxes?

You may miss the payment. Filing your 2025 return is essential.