The Canada Revenue Agency (CRA) has confirmed an updated GST/HST Credit payment scheduled for February 8, 2026, with eligible Canadians potentially receiving up to $650, depending on income and household size.

The GST/HST Credit is a tax-free quarterly payment designed to help low- and moderate-income Canadians offset the cost of federal sales tax. The February adjustment reflects updated income thresholds and benefit calculations tied to inflation and cost-of-living pressures.

For eligible recipients who have filed their most recent tax return, the increased payment will be issued automatically.

What the February 8, 2026 GST Update Means

The GST/HST Credit is income-tested and calculated using information from your latest tax return on file.

Under the updated structure:

• Maximum payments may reach up to $650 in certain cases
• Payment amounts vary by income, marital status, and number of dependents
• No separate application is required

The increase aims to ensure benefits better align with current economic conditions.

Why the GST Credit Is Being Increased

The February 2026 adjustment responds to sustained increases in:

• Grocery costs
• Transportation expenses
• Housing-related costs
• Utilities and essential goods

Because the GST/HST Credit is indexed and reviewed regularly, payment amounts are adjusted to maintain purchasing power for eligible households.

Who Qualifies for the Increased Payment?

Eligibility remains consistent with standard GST/HST Credit rules.

Income Requirements

• Benefits are income-tested
• Lower-income households receive higher payments
• Filing your most recent tax return is essential

Residency

• Must be a Canadian resident for tax purposes

Household Structure

Payment amounts vary depending on:

• Single vs. married/common-law status
• Number of dependent children
• Adjusted family net income

Families with children typically receive higher total benefits than single individuals.

Payment Date and Timeline

Scheduled Deposit Date

• February 8, 2026

Delivery Method

• Direct deposit recipients: Funds typically appear on the same day
• Mailed cheque recipients: Allow additional mailing time

If payment does not arrive immediately, CRA processing times or verification checks may be factors.

How GST Payments Are Delivered

Direct Deposit (Recommended)

• Fastest method
• Funds deposited directly into your bank account
• Avoids postal delays

Mailed Cheques

• Slower delivery
• Dependent on postal schedules

Updating your direct deposit details through CRA My Account ensures timely receipt.

Steps to Avoid Delays

To ensure you receive your February GST payment:

• File Your Tax Return on Time
  CRA calculates eligibility using tax data.
• Update Banking Information
  Incorrect account numbers can delay deposits.
• Confirm Personal Details
  Address and marital status changes should be reported.
• Monitor CRA My Account
  Check payment status and notifications.

How the Increased GST Payment Can Help

Receiving up to $650 can support households by helping to:

• Cover grocery bills
• Pay utility expenses
• Offset transportation costs
• Reduce short-term financial strain

Some recipients may also choose to:

• Build emergency savings
• Pay down high-interest debt
• Stabilize monthly cash flow

Broader Economic Impact

Beyond individual households, increased GST payments can:

• Support local businesses
• Maintain consumer spending power
• Strengthen financial stability among vulnerable groups

Targeted tax credits are designed to provide relief without altering long-term tax structures.

Frequently Asked Questions

When is the GST/HST Credit paid in February 2026?

February 8, 2026.

Is the $650 payment guaranteed for everyone?

No. It is the maximum for certain eligible households. Actual amounts vary by income and family size.

Do I need to apply?

No separate application is required if you file taxes and meet eligibility criteria.

What if I haven’t filed my taxes?

You may not receive the payment until your return is processed.

How can I check my payment status?

Log into CRA My Account to view scheduled payments and eligibility details.