The Canada Revenue Agency (CRA) has confirmed that the next quarterly GST/HST Credit payment will begin on February 9, 2026, with eligible Canadians receiving up to $740, depending on income and household composition.

The GST/HST Credit remains one of Canada’s most important tax-free income supports for low- and moderate-income individuals and families. With living costs still elevated in many regions, the February payment is expected to provide meaningful early-year financial relief.

Overview of the GST/HST Credit in 2026

The GST/HST Credit is a quarterly, tax-free payment designed to offset the cost of federal sales tax on everyday goods and services.

Purpose of the Credit

The program helps reduce the burden of sales taxes on essential purchases such as:

• Groceries
• Household supplies
• Transportation
• Basic services

Because the credit is income-tested, it targets Canadians who need financial support the most.

How It’s Administered

The CRA calculates eligibility automatically using data from your most recent income tax return. There is no separate application, provided taxes are filed.

February 9, 2026 Payment Details

Confirmed Payment Date

• February 9, 2026

Payments will be processed in batches, so not all deposits may appear at the exact same time.

Maximum Payment: Up to $740

The $740 figure represents the maximum possible amount for certain eligible households — typically lower-income families with dependents.

Actual payments vary based on:

• Adjusted family net income
• Marital status
• Number of eligible children

Not everyone will receive the full $740.

Who Qualifies for the February 2026 GST Rebate?

Eligibility is determined by three main factors:

1. Income Level

The GST credit is income-tested.

• Lower-income households receive higher payments.
• Payments gradually phase out as income rises.

2. Residency

Recipients must be Canadian residents for tax purposes.

3. Age and Family Status

You must:

• Be at least 19 years old, OR
• Have (or have had) a spouse/common-law partner, OR
• Be a parent living with your child

For couples, both partners must file tax returns.

Why Filing Taxes Is Essential

Even if you have little or no income, filing your tax return is mandatory to receive the GST rebate.

Without a filed return:

• The CRA cannot calculate eligibility
• Payments cannot be issued

This is one of the most common reasons Canadians miss out on benefits.

Payment Methods

Direct Deposit (Recommended)

• Fastest method
• Funds usually appear within 1–3 business days
• Reduces risk of delay

Cheque by Mail

• Slower delivery
• May take longer in rural or remote areas

Updating your direct deposit details through CRA My Account helps ensure timely payment.

What to Do If Your Payment Is Delayed

If funds do not arrive:

• Log into CRA My Account to check status
• Confirm your banking and address information
• Ensure your latest tax return has been processed
• Contact the CRA if the delay continues beyond normal processing times

Most delays are caused by outdated personal details or missing tax filings.

How the $740 Payment Can Help

For many households, the February GST rebate can assist with:

• Winter utility bills
• Grocery expenses
• Rent or mortgage payments
• Transportation costs

Although temporary, the quarterly structure provides predictable financial support throughout the year.

Common Misconceptions

Not Everyone Receives $740

The maximum applies only to certain households. Most payments are lower and tailored to income and family size.

Payments Aren’t Automatic Without Filing

Filing taxes is required every year to remain eligible.

It’s Completely Tax-Free

GST payments are not taxable income and do not affect other federal benefits.

Comparison to Previous Years

GST/HST Credit amounts can change annually based on:

• Updated income data
• Policy adjustments
• Inflation indexing

The February 2026 payment reflects the most recent income assessment period used by the CRA.

Tips to Make the Most of Your GST Rebate

• Use funds for essential expenses first
• Consider setting aside a portion for emergency savings
• Avoid high-interest borrowing if possible
• Track quarterly payment dates for better budgeting

Planning around payment schedules can reduce short-term cash flow stress.

Frequently Asked Questions

When is the February 2026 GST payment issued?

Payments begin on February 9, 2026.

Is $740 guaranteed for everyone?

No. That is the maximum for certain eligible households. Actual amounts vary.

Do I need to apply?

No separate application is required if you have filed your tax return.

Is the GST rebate taxable?

No. It is completely tax-free.

Will this affect other benefits?

No. It does not reduce eligibility for other federal or provincial supports.