The Canada Revenue Agency has confirmed that GST/HST Credit payments will proceed on schedule in February 2026, addressing recent concerns about possible administrative delays. Eligible Canadians can receive up to $698 annually, depending on income and family size, with the next quarterly installment arriving during the standard February payment cycle.
For low- and modest-income households, the GST/HST Credit remains a critical source of tax-free financial support. As living costs continue to affect family budgets nationwide, this confirmation provides reassurance that payments are being processed without disruption.
What Is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment designed to offset federal sales taxes paid on everyday goods and services. It is calculated automatically using information from your most recent income tax return.
There is no separate application required. Filing your taxes on time ensures the CRA can assess eligibility and issue payments accordingly.
February 2026 GST Credit Payment Date
GST/HST Credit payments are typically issued quarterly in January, April, July, and October. In certain benefit cycles, February adjustments or aligned deposits may occur depending on reassessments or updated eligibility reviews.
The CRA has confirmed that eligible Canadians will receive their scheduled payment during the February 2026 cycle, with funds delivered through:
- Direct deposit (fastest method)
- Mailed cheque (may take longer to arrive)
Recipients are encouraged to verify their banking and mailing details in their CRA My Account to avoid delays.
How Much Could You Receive?
While $698 represents the maximum annual amount for certain family types, actual payments vary.
Below is a general breakdown for 2026:
| Category | Maximum Annual Amount |
|---|---|
| Single Adult | Up to $467 |
| Single Senior (65+) | Up to $574 |
| Family with 1 Child | Up to $626 |
| Family with 2+ Children | Up to $698 |
Quarterly payments are divided across the benefit year based on eligibility.
Amounts depend on:
- Adjusted family net income
- Marital status
- Number of children
- Residency status
Who Is Eligible for the GST/HST Credit?
Eligibility is determined automatically based on your tax return. Most Canadians may qualify if they:
- Are 19 years or older, OR
- Have (or had) a spouse/common-law partner, OR
- Are a parent living with their child
- Are Canadian residents for tax purposes
- Filed their most recent tax return
Even individuals with little or no income should file taxes to remain eligible.
Why Filing Taxes Is Essential
The CRA calculates benefit amounts using your latest assessed tax return. Failure to file can result in:
- Missed payments
- Suspended benefits
- Delayed reassessments
After filing, review your Notice of Assessment carefully. It outlines:
- Approved GST/HST Credit amount
- Payment schedule
- Any income-based adjustments
How the GST Credit Helps Canadian Households
For many families, seniors, and modest-income workers, the GST/HST Credit helps cover:
- Groceries
- Utilities
- Transportation
- Household essentials
Although not a large lump sum, predictable quarterly payments provide reliable budgeting support throughout the year.
What to Do If You Experience a Delay
If your February 2026 payment does not arrive:
- Log in to CRA My Account
- Confirm banking and address details
- Check for reassessment notices
- Contact the CRA directly if needed
Most payment issues are related to outdated personal information or tax filing gaps.
Frequently Asked Questions
When is the next GST/HST Credit payment?
The next confirmed installment is scheduled for February 2026 within the regular quarterly cycle.
Do I need to apply?
No. Filing your tax return automatically triggers eligibility review.
Is the GST/HST Credit taxable?
No. It is a tax-free benefit.
Can seniors qualify?
Yes. Seniors may receive higher adjusted amounts depending on income.
What is the maximum annual amount?
Up to $698 for certain family types, depending on income and eligibility factors.