The Canada Revenue Agency (CRA) has outlined six scheduled federal benefit payments ahead of the 2026 holiday period, confirming revised deposit dates and updated benefit levels across key programs.
The early February 2026 deposits include payments under the Canada Child Benefit (CCB), GST/HST Credit, Old Age Security (OAS) and the Guaranteed Income Supplement (GIS), among others.
Officials say the staggered deposit schedule is designed to prevent processing delays around statutory holidays and ensure funds arrive on time. Revised benefit amounts reflect indexation adjustments and policy updates announced for 2026.
February 2026 Early CRA Payment Schedule
The CRA has confirmed the following planned deposit dates:
| Benefit Program | Deposit Date | Revised Amount* |
|---|---|---|
| Canada Child Benefit | February 10, 2026 | $500 |
| GST/HST Credit | February 12, 2026 | $300 |
| Old Age Security | February 14, 2026 | $750 |
| Guaranteed Income Supplement | February 16, 2026 | $400 |
| Social Assistance Top-Up | February 18, 2026 | $200 |
| Other Federal Benefits | February 20, 2026 | Varies |
*Actual payments vary by individual eligibility, income level and household circumstances.
Why Payments Are Scheduled Early
The early February deposits are intended to:
- Avoid processing disruptions around public holidays
- Support families and seniors managing seasonal expenses
- Improve payment predictability
- Align with banking processing schedules
By releasing funds in advance, the CRA aims to reduce financial strain during a period when household spending typically increases.
Updated Benefit Levels for 2026
Ottawa has adjusted payment levels across several major programs to reflect cost-of-living increases.
Canada Child Benefit (CCB)
Eligible families may see slightly higher monthly amounts depending on:
- Adjusted family net income
- Number of children
- Age of each child
GST/HST Credit
Quarterly credits have been updated to account for income changes and inflation adjustments.
Old Age Security (OAS) and GIS
Seniors receiving OAS or GIS may see enhanced monthly payments, particularly for lower-income retirees.
How Canadians Can Track Their Deposits
Recipients can monitor payments using:
- CRA My Account online portal
- CRA mobile application
- Direct deposit notifications
These tools provide real-time updates on scheduled payments and allow users to confirm banking details.
Keeping personal information current reduces the risk of delays.
Why Filing Taxes Remains Essential
Most CRA benefits are calculated using the most recent assessed tax return.
Failure to file taxes can result in:
- Missed payments
- Delayed deposits
- Incorrect benefit calculations
Even individuals with little or no income should file annually to remain eligible.
What This Means for Canadian Households
The combination of:
- Exact deposit dates
- Updated benefit levels
- Online tracking tools
provides added financial clarity as Canadians prepare for early 2026 expenses.
For families and seniors relying on federal benefits, knowing when funds will arrive allows better budgeting for:
- Utility bills
- Travel
- Gifts
- Groceries
- Housing costs
Frequently Asked Questions
Are these payments automatic?
Yes. Eligible recipients will receive deposits automatically based on their tax information.
Do I need to apply again?
No new application is required if you are already enrolled and have filed your tax return.
How can I confirm my deposit date?
Log into CRA My Account or check your banking notifications.
Will everyone receive the listed amounts?
No. Actual amounts vary depending on income, eligibility and household size.
What if my payment is delayed?
Check your CRA account first, then contact the CRA if necessary.
Are these increases permanent?
Some adjustments reflect annual indexation; program structures remain ongoing.
When are GST/HST credits normally paid?
Quarterly — typically January, April, July and October.